Can you live on a PhD stipend in Finland?
Estimated student living costs and stipend affordability based on Eurostat/OECD price level data.
Comfortable (score 1.51)
A PhD stipend of €2,500/month (est. net €2,250) is comfortable in Finland relative to estimated student living costs (score 1.51).
Price level index
124.4
EU27=100
Est. living cost / month
€1,493
Median stipend on site (institutes)
€2,500
Est. net stipend
€2,250
~10% effective tax
Institutes in sample
7
excluding open positions
Open PhD positions0
PhD scholarships in Finland7View listings Try your stipend
Frequently asked questions
- Is a PhD stipend enough to live in Finland?
- It depends on your net monthly stipend. Based on Eurostat/OECD price levels and typical student living costs, funded PhD institutes in Finland (median stipend on this site: €2500/month) fall in the Comfortable range at that level.
- What is the cost of living for PhD students in Finland?
- We estimate student living costs using price level indices (EU27=100). For Finland, the relative index implies monthly living costs of roughly €1,493 at our baseline budget, before city adjustments.
- How is the affordability score calculated for Finland?
- We divide estimated net stipend by estimated living cost. At the median institute stipend on this site (€2500/month gross), the score is about 1.51 — rated Comfortable. You can try other amounts with the calculator on this page.
- Are PhD stipends taxable in Finland?
- For this estimate we apply the configured effective tax rate for Finland (see tax notes on this page). Contract type, residency, and fellowship vs employment can change real tax — not tax advice.
Affordability is indicative only, based on public price level indices and estimated student living costs. Not tax or financial advice.